Here’s your “To-Do” list when transferring a vehicle with a Kentucky title:
-- You’ll need a current (not expired) government-issued photo identification (like a driver’s license or passport) for your signature to be notarized.
-- If you’re the seller or transferor, You will need to be in possession of the title, and verify that there is no lein indicated on the front of the document. Titles with a lein cannot be transferred to another individual.
-- Do not sign the title until you are in front of the Notary.
Accuracy of the above content is NOT warranted. Always verify instructions with the County Clerk’s office in your jurisdiction.
Transferring real estate usually always involves a title company, and they generally assign a mobile notary to assist with the signing and to notarize the deed and other documents.
-- First and foremost, follow the instructions provided by the Title Officer.
-- You’ll need a current (not expired) government-issued photo identification (like a driver’s license or passport) for your signature to be notarized.
-- If you’re transferring a property in another state, know that some states (i.e. Florida) require 2 Witnesses for the deed signing. (In Florida, the Notary can be one of the Witnesses.) Your Title Clerk as well as the Notary assigned should be well aware of your particular situation, and may have arranged for witnesses prior to the signing appointment. However, it’s not unusual for the Title Company to request that the signer provide a Witness. The witness will need to be a non-relative who is not affected by the outcome of the property transfer.
-- You’ll need a current (not expired) government-issued photo identification (like a driver’s license or passport) for your signature to be notarized.
-- Hopefully the Title Company is providing you with the Closing Disclosure and/or Settlement Statement prior to the signing appointment. Be sure to review these well-ahead of time so you can address any concerns or questions with the Title Representative prior to your appointment.
-- At times, the Title Company may utilize a Hybrid closing, in which part of the documents are to be signed electronically. If this is the case, be sure to electronically sign all of the required documents prior to your appointment with the Notary.
-- If you’re the seller, you’ll be completing a form instructing the Title Company how you want to receive your funds. The two most common methods are funds sent by next-day air after all parties have signed via UPS or FedEx; and wire transfer. If you utilize wire transfer, you’ll need to have handy your Bank name, address, phone number, account number and routing number. In most cases, Title will request you include a voided check.
-- If you’re the buyer, you’ll need to provide the funds to close as directed by the Title Company. Most of the time, a Certified Check or Wire Transfer is utilized.
-- If the signing is occurring in your home, you’ll need to have a cleared-off table and chairs to facilitate the paperwork. If this is not convenient, it would be best to meet in a nearby coffee shop or library.
-- To conserve everyone’s time and save on expenses, make sure everything in the POA, Last Will or Living Will are completed, with the exception of the signatures, prior to the signing appointment.
-- Many Last Wills, Living Wills and POAs require, in addition to the Notarization, two witnesses. The witnesses must be arranged PRIOR to the signing appointment. The witnesses must be non-relatives, unaffected by the outcome of the documents. I can provide witnesses on request. Contact me for rates and availability. Keep in mind that most hospitals and care facilities do not allow their staff to witness documents.
-- You’ll need a current (not expired) government-issued photo identification (like a driver’s license or passport) for your signature to be notarized.
-- Although working from a cleared table and chairs is best, I come prepared with a clipboard for signings in hospitals and care facilities.
-- Be prepared for a short presentation by the Notary prior to signing the documents. This is required by the Company to assure you are making an informed decision.
-- You’ll need a current (not expired) government-issued photo identification (like a driver’s license or passport). The Notary will be verifying your signature on the Power of Attorney so the firm can communicate directly with your creditors.
-- You’ll need to have handy your Bank name, address, phone number, account number, routing number, and voided check.
-- If the appointment is occurring in your home, you’ll need to have a cleared-off table and chairs to facilitate the paperwork. If this is not convenient, it would be best to meet in a nearby coffee shop or library.
-- The Purchaser of the Structured Settlement will provide the Mobile Notary and the Document necessary to complete the transaction.
-- You’ll need a current (not expired) government-issued photo identification (like a driver’s license or passport) for your signature to be notarized.
-- This type of signing is usually only 7 to 10 pages, and can easily be handled with a clipboard, although a cleared table and chairs is the easiest way to facilitate a signing appointment.
-- The company may have you complete a wire transfer form so you can receive your lump sum payment. So have your Bank name, address, phone number, account number, routing number, and voided check ready, just in case.
Real Estate Mortgages usually always involves a title company, and they generally assign a mobile notary to assist with the signing and to notarize necessary documents.
-- First and foremost, follow the instructions provided by the Title or Loan Officer.
-- You’ll need a current (not expired) government-issued photo identification (like a driver’s license or passport) for your signature to be notarized.
-- You will probably need a secondary current identification, so be sure to have it handy. The secondary ID can be: Passport, Military ID Card, U.S. Alien Registration Card, Non-U.S. Driver's License, Social Security Card, Government-Issued Visa, Birth Certificate, Most Recent Signed Tax Return, Property Tax Bill, Voter Registration Card, Bank/Investment/Loan Statement, Paycheck Stub with Name, Most Recent W-2, Home/Car/Renter Insurance Papers, Recent Utility Bill
-- If you’re transferring a property in another state, know that some states (i.e. Florida) require 2 Witnesses for the deed signing. (In Florida, the Notary can be one of the Witnesses.) Your Title Clerk as well as the Notary assigned should be well aware of your particular situation, and may have arranged for witnesses prior to the signing appointment. However, it’s not unusual for the Title Company to request that the signer provide a Witness. The witness will need to be a non-relative who is not affected by the outcome of the property transfer.
-- Hopefully the Title Company is providing you with the Closing Disclosure and/or Settlement Statement prior to the signing appointment. Be sure to review these well-ahead of time so you can address any concerns or questions with the Title Representative prior to your appointment.
-- At times, the Title Company may utilize a Hybrid closing, in which part of the documents are to be signed electronically. If this is the case, be sure to electronically sign all of the required documents prior to your appointment with the Notary.
-- If you’re the seller, you’ll be completing a form instructing the Title Company how you want to receive your funds. The two most common methods are funds sent by next-day air after all parties have signed via UPS or FedEx; and wire transfer. If you utilize wire transfer, you’ll need to have handy your Bank name, address, phone number, account number and routing number. In most cases, Title will request you include a voided check.
-- If you’re the buyer, you’ll need to provide the funds to close as directed by the Title Company. Most of the time, a Certified Check or Wire Transfer is utilized.
-- If the signing is occurring in your home, you’ll need to have a cleared-off table and chairs to facilitate the paperwork. If this is not convenient, it would be best to meet in a nearby coffee shop or library.
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